Mortgage Calculator | Estimate Monthly Payment & Amortization

Loan details

Start date

Home price

Down payment

Loan amount calculated

—

Loan term

Interest rate

Property tax

Home insurance

PMI

$ %/yr

— Applied when down payment is below 20%.

HOA

Closing cost

$ %

Typically 2–3% of home price.

Closing cost payment

Monthly payment breakdown

First payment · principal, interest, and escrow

Principal: —
Interest: —
Property tax: —
Home insurance: —
PMI: —
HOA: —
Total monthly payment: —

Taxes, PMI, and HOA are estimates and vary by location and lender.

Lifetime totals

Payoff date: —
Interest paid: —
Principal paid: —
Closing costs financed: —
Closing costs paid upfront: —
Property tax paid: —
Insurance paid: —
HOA paid: —
PMI paid: —
Total amount paid: —

Extra payments

Monthly extra

Same amount each month, starting at payment 1.

Amount per month

For # of payments

Counts consecutive payments from payment 1. Independent of any lump sum.

One-time lump sum

A single extra payment on one date in the schedule.

Lump sum amount

Apply at payment #

Only applies to the lump sum above—not the monthly extra.

Year 1

Year 1 Year 30

Amortization schedule

Month-by-month principal vs interest

#	Balance	Interest	Principal	Remaining

—

Loan details

Start date

Vehicle location

Vehicle price

Trade-in value

Down payment

Sales tax

Other fees title, doc, dealer

Registration fee annual est.

Amount financed calculated

—

Loan term

Interest rate

Monthly payment breakdown

Principal: —
Interest: —
Total monthly payment: —

Sales tax and fees are rolled into the amount financed. Rates and fees vary by state and dealer.

Lifetime totals

Payoff date: —
Interest paid: —
Principal paid: —
Sales tax financed: —
Fees financed: —
Down payment: —
Total amount paid: —
Total out-of-pocket: —

Extra payments

Monthly extra

Same amount each month, starting at payment 1.

Amount per month

For # of payments

Counts consecutive payments from payment 1. Independent of any lump sum.

One-time lump sum

A single extra payment on one date in the schedule.

Lump sum amount

Apply at payment #

Only applies to the lump sum above—not the monthly extra.

Mo 1

Month 1 Month 72

Amortization schedule

Month-by-month principal vs interest

#	Balance	Interest	Principal	Remaining

—

Loan information

Start date

Amount to borrow

Interest rate

Draw period

Repayment period

Closing costs & fees

Closing costs

Closing cost payment

Annual fee

Lifetime totals

Payoff date: —
Draw period monthly pay: —
Repayment period monthly pay: —
Principal balance: —
Cash received: —
Closing costs in loan balance: —
Closing costs paid upfront: —
Total payments: —
Total interest: —
Total annual fees: —
Cost of loan: —
Total amount paid: —

Extra payments

Monthly extra

Same amount each month, starting at payment 1.

Amount per month

For # of payments

Counts consecutive payments from payment 1. Independent of any lump sum.

One-time lump sum

A single extra payment on one date in the schedule.

Lump sum amount

Apply at payment #

Only applies to the lump sum above—not the monthly extra.

Mo 1

Month 1 Month 360

Amortization schedule

Month-by-month principal vs interest

#	Phase	Balance	Interest	Principal	Remaining

—

Payment & cost comparison

Adjust either side — totals and schedules update instantly

Mortgage

Start date

Loan amount

Interest rate

Loan term

Monthly payment: —
Payoff date: —
Interest paid: —
Principal paid: —
Total amount paid: —

HELOC

Start date

Loan amount

Interest rate

Monthly income

Monthly expenses

Monthly budget: —
Payoff date: —
Interest paid: —
Principal paid: —
Total amount paid: —

Full amortization schedule

Annual & month-by-month breakdown of principal vs interest

Mortgage

Period	Payment	Principal	Interest	Balance

—

HELOC

Period	Payment	Principal	Interest	Balance

—